.hk{--n:#212E63;--n2:#2c3b7a;--r:#EC2D33;--rd:#c8161c;--y:#F7B519;--ink:#2f3448;--mut:#646b82;--line:#e3e6ef;--soft:#f5f6fa;--ok:#1f9d55;--warn:#d98a00;max-width:1140px;margin:0 auto;color:var(--ink);font-family:"Source Sans Pro",sans-serif;line-height:1.55;container-type:inline-size}
.hk *{box-sizing:border-box}
.hk h2,.hk h3,.hk h4{font-family:"Khand new","Khand",sans-serif!important;font-weight:600!important;color:var(--n)!important;text-transform:uppercase;line-height:1.1!important;margin:0!important;letter-spacing:.01em}
.hk h2{font-size:clamp(28px,3.4vw,40px)!important}
.hk h3{font-size:22px!important}
.hk h4{font-size:19px!important}
.hk p{margin:0 0 10px}
.hk button{font-family:inherit}
.hk-eb{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--r);margin-bottom:8px}
.hk-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:22px}
.hk-head p{color:var(--mut);max-width:620px;margin:10px 0 0;font-size:17px}
.hk-trust{display:flex;gap:8px;flex-wrap:wrap}
.hk-trust span{background:var(--soft);border-radius:30px;padding:7px 13px;font-size:13.5px;font-weight:600;color:var(--n);white-space:nowrap}
.hk-trust b{color:var(--r)}
/* kroky */
.hk-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;list-style:none;margin:0 0 18px;padding:0;counter-reset:s}
.hk-steps li{counter-increment:s;display:flex;align-items:center;gap:8px;font-size:14px;font-weight:700;color:#9aa0b5;padding:10px 12px;border-radius:10px;background:var(--soft);cursor:default;min-width:0}
.hk-steps li:before{content:counter(s);flex:none;width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:#dfe3ee;color:#fff;font-size:13px}
.hk-steps li span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.hk-steps li.on{background:var(--n);color:#fff}
.hk-steps li.on:before{background:var(--r)}
.hk-steps li.done{color:var(--n);cursor:pointer}
.hk-steps li.done:before{content:"✓";background:var(--ok)}
.hk-body{display:grid;grid-template-columns:1fr 340px;gap:22px;align-items:start}
.hk-main{min-width:0}
.hk-pane{display:none;background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 26px 22px;box-shadow:0 24px 50px -40px rgba(33,46,99,.6)}
.hk-pane.on{display:block;animation:hkIn .25s ease}
@keyframes hkIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.hk-q{margin:0 0 22px}
.hk-q>label,.hk-q>.hk-lbl{display:block;font-weight:700;color:var(--n);font-size:16px;margin-bottom:9px}
.hk-q small{display:block;font-weight:400;color:var(--mut);font-size:13.5px;margin-top:2px}
.hk-chips{display:flex;flex-wrap:wrap;gap:8px}
.hk-chip{appearance:none;border:1.5px solid var(--line);background:#fff;color:var(--n);border-radius:12px;padding:10px 14px;font-size:15px;font-weight:600;cursor:pointer;line-height:1.25;text-align:left;transition:border-color .15s,background .15s,box-shadow .15s}
.hk-chip:hover{border-color:var(--n2)}
.hk-chip[aria-pressed="true"]{border-color:var(--n);background:var(--n);color:#fff;box-shadow:0 8px 18px -12px rgba(33,46,99,.9)}
.hk-sect{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.hk-sect .hk-chip{min-height:54px}
.hk-emp{display:flex;align-items:center;gap:14px}
.hk-emp input[type=range]{flex:1;accent-color:var(--r);height:28px}
.hk-emp output{flex:none;min-width:110px;text-align:center;background:var(--soft);border-radius:12px;padding:8px 10px;font-family:"Khand new","Khand",sans-serif;font-weight:600;font-size:26px;line-height:1;color:var(--n)}
.hk-emp__src{margin-top:8px;font-size:13.5px;color:var(--ok);font-weight:600}
.hk-emp__src[hidden]{display:none}
.hk-emp output small{display:block;font-family:"Source Sans Pro",sans-serif;font-size:12px;color:var(--mut);font-weight:400;margin-top:3px}
.hk .hk-emp .hk-num{width:90px!important;max-width:90px!important;flex:0 0 90px!important;min-width:0!important}
.hk .hk-emp input[type=range]{flex:1 1 auto!important;width:auto!important;min-width:0!important;padding:0!important;border:0!important;background:none!important}
.hk-num{width:90px;border:1.5px solid var(--line);border-radius:10px;padding:9px 10px;font-size:16px;font-weight:700;color:var(--n);text-align:center}
.hk-chk{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.hk-chk label{display:flex;gap:10px;align-items:flex-start;border:1.5px solid var(--line);border-radius:12px;padding:10px 12px;font-size:14.5px;cursor:pointer;line-height:1.35}
.hk-chk input{margin-top:2px;accent-color:var(--r);width:17px;height:17px;flex:none}
.hk-ico{background:var(--soft);border-radius:14px;padding:14px 16px}
.hk-ico__row{display:flex;gap:8px}
.hk-ico__in{flex:1;min-width:0;border:1.5px solid var(--line);border-radius:10px;padding:11px 12px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff}
.hk-ico__in:focus{outline:none;border-color:var(--n);box-shadow:0 0 0 3px rgba(33,46,99,.12)}
.hk-ico__st{font-size:13.5px;color:var(--mut);margin-top:6px;min-height:0}
.hk-ico__st.busy:before{content:"";display:inline-block;width:12px;height:12px;border:2px solid #c9cfe0;border-top-color:var(--n);border-radius:50%;margin-right:6px;vertical-align:-1px;animation:hkSp .8s linear infinite}
@keyframes hkSp{to{transform:rotate(360deg)}}
.hk-ico__res{list-style:none;margin:8px 0 0;padding:0;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.hk-ico__res li{padding:10px 12px;cursor:pointer;border-bottom:1px solid var(--line);font-size:14.5px;line-height:1.3}
.hk-ico__res li:last-child{border-bottom:0}
.hk-ico__res li:hover,.hk-ico__res li:focus{background:#eef1f8;outline:none}
.hk-ico__res li b{color:var(--n)}
.hk-ico__res li span{display:block;font-size:12.5px;color:var(--mut)}
.hk-ico__ok{display:flex;gap:12px;align-items:flex-start;background:#eaf7ef;border:1.5px solid #bfe5cd;border-radius:12px;padding:12px 14px;margin-top:8px;font-size:14.5px;line-height:1.4}
.hk-ico__ok[hidden],.hk-ico__man[hidden],.hk-ico__manual[hidden],.hk-ico__row[hidden]{display:none}
.hk-ico__manual,.hk-ico__back{appearance:none;border:0;background:none;padding:0;margin-top:8px;color:var(--n);font:600 13.5px/1.3 inherit;text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.hk-ico__manual:hover,.hk-ico__back:hover{color:var(--r)}
.hk-ico__man{font-size:14px;line-height:1.45;color:var(--ink)}
.hk-ico__man b{color:var(--n);display:block;margin-bottom:8px}
.hk-ico__man .hk-ico__name{width:100%;display:block}
.hk-ico__man .hk-ico__back{margin-top:8px}
.hk-ico__back{display:block;margin-top:4px}
.hk-ico__ok i{font-style:normal;flex:none;width:24px;height:24px;border-radius:50%;background:var(--ok);color:#fff;display:grid;place-items:center;font-weight:800;font-size:13px}
.hk-ico__ok b{color:var(--n)}
.hk-ico__ok span{display:block;color:var(--mut);font-size:13px}
.hk-ico__ok button{margin-left:auto;appearance:none;border:0;background:none;color:var(--r);font-weight:700;cursor:pointer;font-size:13px;flex:none}
.hk-nav{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:8px;padding-top:18px;border-top:1px solid var(--line)}
.hk-topcta{display:flex;align-items:center;justify-content:space-between;gap:12px 18px;flex-wrap:wrap;margin:0 0 20px;padding:14px 16px;border-radius:14px;background:#fff4f4;border:1.5px solid #f6c9cb}
.hk-topcta p{margin:0;flex:1 1 260px;font-size:14.5px;line-height:1.4;color:var(--ink)}
.hk-topcta p b{display:block;color:var(--n);font-size:15.5px;margin-bottom:1px}
.hk-topcta .hk-btn{flex:none}
.hk-btn{appearance:none;border:0;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--r);color:#fff!important;text-decoration:none!important;border-radius:40px;padding:14px 26px;font-weight:700;text-transform:uppercase;font-size:14.5px;letter-spacing:.03em;box-shadow:0 12px 24px -14px rgba(236,45,51,.9);transition:background .15s,transform .15s}
.hk-btn:hover{background:var(--rd);transform:translateY(-1px)}
.hk-btn--g{background:transparent;color:var(--n)!important;border:2px solid var(--line);box-shadow:none}
.hk-btn--g:hover{background:var(--soft);border-color:var(--n)}
.hk-btn--sm{padding:9px 16px;font-size:13px}
/* povinnosti */
.hk-intro{background:var(--soft);border-radius:14px;padding:14px 16px;margin-bottom:16px;font-size:15px}
.hk-intro b{color:var(--n)}
.hk-ob{border:1.5px solid var(--line);border-radius:16px;margin-bottom:12px;overflow:hidden;transition:border-color .2s}
.hk-ob.sel{border-color:var(--n)}
.hk-ob__top{display:flex;align-items:center;gap:12px;padding:14px 16px;cursor:pointer;background:#fff}
.hk-ob__ic{flex:none;width:44px;height:44px;border-radius:12px;background:var(--soft);display:grid;place-items:center;font-family:"Khand new","Khand",sans-serif;font-weight:700;font-size:15px;color:var(--n)}
.hk-ob.sel .hk-ob__ic{background:var(--n);color:#fff}
.hk-ob__t{flex:1;min-width:0}
.hk-ob__t h4{margin-bottom:2px!important}
.hk-ob__t p{margin:0;font-size:13.5px;color:var(--mut)}
.hk-ob__t p.hk-ob__add{margin-top:3px;color:var(--r);font-weight:600}
.hk-ob__t p.hk-ob__add b{color:var(--r)}
.hk-badge{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;border-radius:5px;padding:3px 7px;margin-left:6px;vertical-align:2px;background:#ffe6e7;color:var(--rd)}
.hk-badge--i{background:#e8ecf7;color:var(--n)}
/* 1. mesiac zadarmo – výrazne hore v cene */
.hk-m1{display:flex;align-items:center;flex-wrap:wrap;gap:4px 10px;margin:-4px -4px 14px;padding:10px 14px;border-radius:12px;background:linear-gradient(135deg,#1f9d55,#25b863);color:#fff;box-shadow:0 10px 22px -12px rgba(31,157,85,.9)}
.hk-m1 span{font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;opacity:.92}
.hk-m1 b{font-family:"Khand new","Khand",sans-serif!important;font-weight:700;font-size:34px;line-height:1;margin-left:auto}
.hk-m1 em{flex-basis:100%;font-style:normal;font-size:13.5px;font-weight:600;margin-top:-2px}
/* „Povinné“ – pulzuje, aby bolo jasné, že to nie je voliteľné */
.hk .hk-badge:not(.hk-badge--i){font-size:12px;padding:4px 9px;background:var(--r);color:#fff;transform-origin:left center;animation:hkPov 2.4s ease-in-out infinite;box-shadow:0 0 0 0 rgba(236,45,51,.55)}
.hk .hk-ob:not(.sel) .hk-badge:not(.hk-badge--i){animation-duration:1.6s}
@keyframes hkPov{0%,100%{transform:scale(1);box-shadow:0 0 0 0 rgba(236,45,51,.5)}45%{transform:scale(1.14);box-shadow:0 0 0 7px rgba(236,45,51,0)}60%{transform:scale(1)}}
@media (prefers-reduced-motion:reduce){.hk .hk-badge{animation:none!important}}
/* jednotné písmo v celej kalkulačke (téma webu niekde prebíjala písmo na Times) */
.hk-wrap .hk,.hk-wrap .hk :where(*:not(svg,path)){font-family:"Source Sans Pro","Source Sans 3",Arial,sans-serif!important}
.hk-wrap .hk h2,.hk-wrap .hk h3,.hk-wrap .hk h4,.hk-wrap .hk h4 *:not(.hk-badge),.hk-wrap .hk .hk-emp output,.hk-wrap .hk .hk-ob__ic,.hk-wrap .hk .hk-price .val,.hk-wrap .hk .hk-price .val *,.hk-wrap .hk .hk-ben b,.hk-wrap .hk .hk-riskc .big,.hk-wrap .hk .hk-mob b,.hk-wrap .hk .hk-m1 b{font-family:"Khand new","Khand",Arial,sans-serif!important}
.hk-wrap .hk .hk-emp output small{font-family:"Source Sans Pro","Source Sans 3",Arial,sans-serif!important}

.hk-tog{flex:none;display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:var(--n)}
.hk-tog__l{font-size:13px;font-weight:700;color:var(--ok);white-space:nowrap}
.hk-tog__add{appearance:none;border:1.5px solid var(--r);background:#fff;color:var(--r);border-radius:30px;padding:6px 12px;font:800 13px/1.15 inherit;cursor:pointer;transition:all .15s;text-align:center}
.hk-tog__add small{display:block;font-size:11px;font-weight:700;opacity:.85}
.hk-tog__add:hover{background:var(--r);color:#fff}
.hk-tog:not(.on) .hk-sw{display:none}
.hk-sw{position:relative;width:46px;height:26px;border-radius:30px;background:#cfd4e3;border:0;cursor:pointer;transition:background .2s;flex:none}
.hk-sw:after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;transition:transform .2s;box-shadow:0 1px 3px rgba(0,0,0,.25)}
.hk-sw[aria-checked="true"]{background:var(--ok)}
.hk-sw[aria-checked="true"]:after{transform:translateX(20px)}
.hk-ob__more{appearance:none;border:0;background:none;color:var(--mut);cursor:pointer;font-size:18px;width:28px;flex:none;transition:transform .2s}
.hk-ob.open .hk-ob__more{transform:rotate(180deg)}
.hk-ob__b{display:none;padding:2px 16px 16px 72px;font-size:15px}
.hk-ob.open .hk-ob__b{display:block}
.hk-ob__b ul{margin:6px 0 10px;padding-left:18px}
.hk-ob__b li{margin-bottom:4px}
.hk-why{color:var(--mut);font-size:14px}
.hk-risk{display:flex;gap:10px;align-items:flex-start;background:#fff4f4;border-radius:10px;padding:10px 12px;margin:8px 0 10px;font-size:14px}
.hk-risk b{color:var(--rd)}
.hk-tip{background:#f1f7ff;border-radius:10px;padding:10px 12px;font-size:14px;margin:0 0 10px}
.hk-st{display:flex;flex-wrap:wrap;gap:6px;align-items:center;margin-top:6px}
.hk-st>span{font-size:13px;font-weight:700;color:var(--n);margin-right:4px}
.hk-st .hk-chip{padding:6px 11px;font-size:13px;border-radius:30px}
.hk-st .hk-chip[data-v="ok"][aria-pressed="true"]{background:var(--ok);border-color:var(--ok)}
.hk-st .hk-chip[data-v="part"][aria-pressed="true"]{background:var(--warn);border-color:var(--warn)}
.hk-st .hk-chip[data-v="no"][aria-pressed="true"],.hk-st .hk-chip[data-v="dk"][aria-pressed="true"]{background:var(--r);border-color:var(--r)}
/* bočný panel */
.hk-side{position:sticky;top:110px;display:flex;flex-direction:column;gap:12px}
.hk-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:0 24px 50px -40px rgba(33,46,99,.6)}
.hk-price{background:var(--n);color:#fff;border:0}
.hk-price .lbl{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#aeb6d9}
.hk-price .val{font-family:"Khand new","Khand",sans-serif;font-weight:700;font-size:52px;line-height:1;margin:6px 0 2px;color:#fff}
.hk-price .val small{font-size:20px;color:#cfd4ea;margin-left:4px}
.hk-price .old{font-size:14px;color:#aeb6d9}
.hk-price .old s{opacity:.8}
.hk-price .old{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:6px}
.hk-was{display:flex;align-items:baseline;gap:6px}
.hk-was small{font-size:13px;color:#aeb6d9}
.hk-wrap .hk .hk-was s{font-family:"Khand new","Khand",Arial,sans-serif!important;font-weight:700;font-size:30px;line-height:1;color:#d3d8ef;opacity:1;text-decoration:none;position:relative}
.hk-was s:after{content:"";position:absolute;left:-3px;right:-3px;top:50%;height:3px;background:var(--r);transform:rotate(-8deg);border-radius:2px}
.hk-pct{background:var(--r);color:#fff;font-weight:800;font-size:16px;border-radius:7px;padding:3px 9px;line-height:1.2}
.hk-price .sav b{font-weight:800}
.hk-price .sav{display:inline-block;margin-top:8px;background:var(--y);color:#2b2200;font-weight:800;font-size:13px;border-radius:6px;padding:4px 8px}
.hk-free{margin-top:12px;background:rgba(31,157,85,.18);border:1px solid rgba(31,157,85,.5);color:#e9fff2;border-radius:10px;padding:8px 10px;font-size:13.5px;line-height:1.35}
.hk-free b{color:#fff}
.hk-setup{margin-top:8px;font-size:13px;color:#cfd4ea}
.hk-ben{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:16px}
.hk-ben div{background:#eaf7ef;border:1.5px solid #bfe5cd;border-radius:14px;padding:14px 16px}
.hk-ben b{display:block;font-family:"Khand new","Khand",sans-serif;font-size:21px;text-transform:uppercase;color:var(--ok);line-height:1.1;margin-bottom:4px}
.hk-ben span{font-size:14px;color:var(--ink)}
.hk-tbl tr.hd td{text-align:left!important;font-size:12.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--mut);padding-bottom:4px}
.hk-tbl tr.svc td{vertical-align:top}
.hk-tbl details{display:inline-block;vertical-align:top;max-width:calc(100% - 30px)}
.hk-tbl details summary{cursor:pointer;list-style:none;display:inline}
.hk-tbl details summary::-webkit-details-marker{display:none}
.hk-tbl details summary .hk-why{font-size:13px;color:var(--mut);font-weight:600;text-decoration:underline dotted;text-underline-offset:3px}
.hk-tbl details summary:hover .hk-why{color:var(--n)}
.hk-tbl details[open] summary .hk-why{color:var(--mut)}
.hk-inc{margin:8px 0 2px;padding:0;list-style:none;font-size:14px;color:var(--ink);font-weight:400}
.hk-inc li{padding-left:20px;position:relative;margin-bottom:3px}
.hk-inc li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}
.hk-tbl tr.free td{background:#eaf7ef;color:var(--ok);font-size:14.5px;border-radius:8px;text-align:left!important;font-weight:400}
.hk-tbl tr.free b{color:var(--ok)}
.hk-docs{background:var(--soft);border-radius:14px;padding:16px 18px}
.hk-docs h4{margin-bottom:4px!important}
.hk-tbl--d{font-size:14.5px}
.hk-tbl--d td{padding:8px 4px}
.hk-tbl--d td:last-child{font-weight:700;color:var(--n)}
.hk-tbl tr.setup td:last-child{color:var(--n)}
.hk-price .demo{display:block;margin-top:10px;font-size:11.5px;color:#aeb6d9}
.hk-lad{margin-top:14px}
.hk-lad__bar{display:grid;grid-template-columns:repeat(5,1fr);gap:4px}
.hk-lad__bar i{height:8px;border-radius:6px;background:rgba(255,255,255,.18)}
.hk-lad__bar i.on{background:var(--y)}
.hk-lad__lbl{display:grid;grid-template-columns:repeat(5,1fr);gap:4px;margin-top:5px;font-size:11.5px;color:#aeb6d9;text-align:center}
.hk-lad__lbl b{color:#fff}
.hk-lad__next{margin-top:10px;font-size:13.5px;color:#fff;background:rgba(255,255,255,.08);border-radius:10px;padding:8px 10px}
.hk-riskc .lbl{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--mut)}
.hk-meter{height:10px;border-radius:10px;background:var(--soft);overflow:hidden;margin:10px 0 8px}
.hk-meter i{display:block;height:100%;width:0;border-radius:10px;background:linear-gradient(90deg,var(--y),var(--r));transition:width .4s}
.hk-riskc .big{font-family:"Khand new","Khand",sans-serif;font-weight:700;font-size:30px;line-height:1;color:var(--rd)}
.hk-riskc p{font-size:13.5px;color:var(--mut);margin:6px 0 0}
/* výsledok */
.hk-res{display:grid;grid-template-columns:minmax(0,1fr);gap:14px}
.hk-res>:empty{display:none}
.hk-tbl tr.free td,.hk-tbl tr.hd td{white-space:normal}
.hk-tbl{width:100%;border-collapse:collapse;font-size:15px}
.hk-tbl td{padding:10px 6px;border-bottom:1px solid var(--line);vertical-align:middle}
.hk-tbl td:last-child{text-align:right;font-weight:700;color:var(--n);white-space:nowrap}
.hk-tbl tr.disc td{color:var(--ok);font-weight:700}
.hk-tbl tr.tot td{border-bottom:0;font-size:18px;font-weight:800;color:var(--n);padding-top:14px}
.hk-tbl .rm{appearance:none;border:0;background:none;color:#a3a9bd;cursor:pointer;font-size:16px;margin-left:6px}
.hk-ups{display:grid;gap:8px}
.hk-up{display:flex;align-items:center;gap:12px;border:1.5px dashed #cfd4e3;border-radius:14px;padding:12px 14px}
.hk-up div{flex:1;font-size:14.5px}
.hk-up b{color:var(--n)}
.hk-up em{font-style:normal;color:var(--ok);font-weight:700}
.hk-cmp{display:grid;gap:10px;background:var(--soft);border-radius:14px;padding:16px}
.hk-cmp__r{display:grid;grid-template-columns:150px 1fr auto;gap:10px;align-items:center;font-size:14px}
.hk-cmp__b{height:14px;border-radius:8px;background:#e3e6ef;overflow:hidden}
.hk-cmp__b i{display:block;height:100%;border-radius:8px}
.hk-cmp__r b{color:var(--n);white-space:nowrap}
.hk-cmp small{color:var(--mut);font-size:12.5px}
.hk-incl{display:grid;grid-template-columns:1fr 1fr;gap:6px 18px;margin:6px 0 0;padding:0;list-style:none;font-size:14.5px}
.hk-incl li{padding-left:22px;position:relative}
.hk-incl li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}
/* kontakt */
.hk-form{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hk-form label{display:block;font-size:13.5px;font-weight:700;color:var(--n)}
.hk-form input[type=text],.hk-form input[type=email],.hk-form input[type=tel],.hk-form textarea{width:100%;margin-top:5px;border:1.5px solid var(--line);border-radius:10px;padding:11px 12px;font-size:15.5px;font-family:inherit;color:var(--ink);background:#fff}
.hk-form input:focus,.hk-form textarea:focus{outline:none;border-color:var(--n);box-shadow:0 0 0 3px rgba(33,46,99,.12)}
.hk-form .full{grid-column:1/-1}
.hk-form .cons{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:13.5px;color:var(--mut)}
.hk-form .cons input{margin-top:3px;accent-color:var(--r);width:17px;height:17px;flex:none}
.hk-err{color:var(--rd);font-size:14px;font-weight:700;margin-top:8px;display:none}
.hk-ok{display:none;text-align:center;padding:30px 10px}
.hk-ok .ic{width:64px;height:64px;border-radius:50%;background:var(--ok);color:#fff;font-size:34px;display:grid;place-items:center;margin:0 auto 12px}
.hk-sum{background:var(--soft);border-radius:12px;padding:12px 14px;font-size:14px;margin-bottom:14px}
.hk-sum b{color:var(--n)}
.hk-note{font-size:12.5px;color:var(--mut);margin-top:10px}
.hk-mob{display:none}

/* 1. krok po jednej otázke (sprievodca) – mobil aj počítač */
.hk.hk-wiz .hk-pane[data-step="1"]{min-height:420px}
@container (min-width:641px){.hk.hk-wiz .hk-wz__nav{justify-content:flex-end}.hk.hk-wiz .hk-wz__nav .hk-btn{flex:0 0 auto;min-width:160px}}
.hk-wz{display:none}
.hk.hk-wiz .hk-pane[data-step="1"] .hk-q:not(.hk-cur){display:none}
.hk.hk-wiz .hk-pane[data-step="1"] > .hk-nav{display:none}
.hk.hk-wiz .hk-pane[data-step="1"].hk-last > .hk-nav{display:flex}
.hk.hk-wiz .hk-pane[data-step="1"].hk-last .hk-wz__nav{display:none}
.hk.hk-wiz .hk-wz{display:block;margin:-2px 0 14px}
.hk-wz__t{display:flex;justify-content:space-between;font-size:12.5px;font-weight:700;color:var(--mut);text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}
.hk-wz__bar{height:5px;border-radius:5px;background:#e3e6ef;overflow:hidden}
.hk-wz__bar i{display:block;height:100%;background:var(--r);border-radius:5px;transition:width .3s}
.hk.hk-wiz .hk-wz__nav{display:flex;gap:10px;margin-top:18px}
.hk-wz__nav{display:none}
.hk-wz__nav .hk-btn{flex:1}
.hk-wz__err{display:none;color:var(--rd);font-weight:700;font-size:14px;margin-top:10px}
.hk.hk-wiz .hk-q.hk-cur{animation:hkIn .25s ease}
@keyframes hkIn{from{opacity:0;transform:translateX(14px)}to{opacity:1;transform:none}}
.hk.hk-wiz .hk-ico__ok span:nth-of-type(n+2){display:none}
.hk.hk-wiz .hk-q.hk-cur .hk-lbl,.hk.hk-wiz .hk-q.hk-cur>label{font-size:19px}
@container (max-width:900px){
 .hk-body{grid-template-columns:1fr}
 .hk-side{position:static;order:2}
 .hk-riskc{display:none}
 .hk-mob{display:flex;position:sticky;top:70px;z-index:5;justify-content:space-between;align-items:center;gap:10px;background:var(--n);color:#fff;border-radius:12px;padding:9px 14px;margin:-6px 0 12px;font-size:14px;box-shadow:0 10px 24px -16px rgba(33,46,99,.9)}
 .hk-mob b{font-family:"Khand new","Khand",sans-serif;font-size:24px;line-height:1}
 .hk-mob span{color:#cfd4ea}
 .hk-mob em{font-style:normal;background:var(--y);color:#2b2200;border-radius:5px;padding:2px 6px;font-weight:800;font-size:12px}
}
@container (max-width:640px){
 .hk-topcta .hk-btn{width:100%}
 .hk-ben{grid-template-columns:1fr}
 .hk-pane{padding:18px 16px 16px;border-radius:14px}
 .hk-sect{grid-template-columns:1fr 1fr}
 .hk-chk{grid-template-columns:1fr}
 .hk-steps li{padding:8px;font-size:12px;justify-content:center}
 .hk-steps li span{display:none}
 .hk-steps li.on span{display:inline}
 .hk-steps{grid-template-columns:auto auto auto auto;justify-content:start}
 .hk-ob__b{padding:0 14px 14px}
 .hk-ob__top{padding:12px;gap:10px;flex-wrap:wrap}
 .hk-ob__ic{width:38px;height:38px;font-size:13px}
 .hk-ob__t{flex:1 1 calc(100% - 100px)}
 .hk-tog{order:3;width:100%;justify-content:space-between;padding-left:48px}
 .hk-incl{grid-template-columns:1fr}
 .hk-form{grid-template-columns:1fr}
 .hk-cmp__r{grid-template-columns:1fr auto}
 .hk-cmp__b{grid-column:1/-1;order:3}
 .hk-nav{flex-wrap:wrap}
 .hk-nav .hk-btn{flex:1 1 auto}
 .hk-emp{flex-wrap:wrap}
 .hk-trust span{font-size:12.5px}
}
@media print{body *{visibility:hidden!important}.hk,.hk *{visibility:visible!important}.hk{position:absolute;left:0;top:0;width:100%}.hk-nav,.hk-topcta,.hk-steps,.hk-side,.hk-st,.hk-tog,.hk-ob__more,.hk-mob,.hk-btn{display:none!important}.hk-pane{display:block!important;box-shadow:none;border:0}.hk-ob__b{display:block!important}}

.hk-wrap{--n:#212E63;--r:#EC2D33;--rd:#c8161c;--y:#F7B519;max-width:1140px;margin:40px auto 34px;padding:0 20px;font-family:"Source Sans Pro",sans-serif}
.hk-wrap [hidden]{display:none!important}
.hk-hide{display:none!important}
.hk-wrap{scroll-margin-top:90px}
.hk-teaser{display:flex;align-items:center;justify-content:space-between;gap:20px;background:#212E63;color:#fff;border-radius:18px;padding:24px 28px;box-shadow:0 24px 50px -34px rgba(33,46,99,.9)}
.hk-teaser h3{font-family:"Khand new","Khand",sans-serif!important;font-weight:600!important;font-size:30px!important;line-height:1.05!important;text-transform:uppercase;color:#fff!important;margin:0 0 6px!important}
.hk-teaser p{margin:0;color:#cfd4ea;font-size:16px;max-width:620px}
.hk-teaser .hk-eb{color:#F7B519}
.hk-teaser .hk-btn{flex:none}
@media (max-width:700px){.hk-teaser{flex-direction:column;align-items:stretch;padding:20px}.hk-teaser .hk-btn{width:100%}.hk-wrap{padding:0 14px;margin:28px auto}}